- The role, main activities and organizational structures of banks
- What is risk, the classification of risk, and the management of risk process
- Major bank risks and essential components of credit risk
- Credit culture, strategies and controlling measures
- Loan pricing
- Regular forms of bank finance available to customers
- Different forms of collateral
- Principles and processes of dealing with credit applications
- Consumer credit assessment
- Understanding and interpreting financial statements
- Business credit assessment
- Existing loan account management
- Resources and Links
- Printable format materials
- Assignment 1 - Mid-study period test — Assignment based (30%)
- Assignment 2 - Invigilated Exam (40%)
- Assignment 3 - Case Study (30%)
Textbooks are subject to change within the academic year. Students are advised to purchase their books no earlier than one to two months before the start of a subject
No eligibility requirements
No special requirements
This subject was previously known as BAN22 Lending.
This subject addresses the sphere of aspects that are related to the proficient credit risk assessment of consumers and businesses from a banking perspective. The content includes: the role, main activities and organisational structures of banks; essential components of credit risk management and the principles and process of dealing with credit risk assessment.
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