Bank Lending

• • The role, main activities and organizational structures of banks
  • Major bank risks and essential components of credit risk management
  • Loan pricing
  • Regular forms of finance and different forms of collateral
  • Principles that banks apply when dealing with credit applications and assessment of consumer credit applications
  • Understanding and interpreting the financial statements of businesses
  • Assessment of business credit applications
  • Loan account management and analysing loan portfolio information
  • Loan loss provision transfer methods
  • Islamic bank lending

You must have successfully completed the following subject(s) before starting this subject:

• CUR-BAN23-Introduction to Finance Principles

Others

You will need knowledge of accounting to work out financial ratios.

Additional requirements

No additional requirements

This subject was previously known as BAN22 Lending.

This subject addresses the sphere of aspects that are related to the proficient credit risk assessment of consumers and businesses from a banking perspective. The content includes the role, main activities and organisational structures of banks; essential components of credit risk management; and the principles and process of dealing with credit risk assessment. Students are also familiarised with Islamic bank lending conducted by Sharia banks.

Please Note: If it’s your first time studying a Curtin University subject you’ll need to complete their compulsory ‘Academic Integrity Program’. It only takes two hours to complete online, and provides you with vital information about studying with Curtin University. The Academic Integrity Program is compulsory, so if it’s not completed your subject grades will be withheld.

Find out more about the Academic Integrity module.

• Case study – Credit risk assessment of consumers and businesses (25%)
• eTest (25%)
• Assignment (50%)

Current study term: 27 Aug 23 to 26 Nov 23