Take control of your personal finances. Cover statements, budgeting, taxes, insurance, and even how to make decisions in borrowing, investments and credit. Get hands-on experience with financial tools to manage your wealth.
Your upfront cost: $0
The University of South Australia, UniSA, is ranked in the top 10 universities nationally and amongst the very best young universities in the world. They offer over 200 world-class degrees that are informed by industry and delivered with a highly practical approach to teaching and learning. In fact, they are South Australia’s number one university for graduate careers. They are a valuable partner with Open Universities Australia.
QS RANKING 2021
Times Higher Education Ranking 2021
By the end of this 10-week course, you’ll be able to:
- Demonstrate proficiency in the application of time value of money concepts and methods to personal financial management decisions
- Evaluate borrowing and personal investment alternatives and their implications for the accumulation of personal wealth
- Formulate and use personal financial budgets as devices for the planning and control of personal finances
- Explain fundamental concepts related to risk and return and their relevance to personal investment planning and financial management decisions.
- Personal financial decision making – processes, tools and techniques
- Creating personal financial budgets and financial plans: taking control
- Bringing the expected and the unexpected into personal financial plans – income taxes and personal insurance – part 1
- Bringing the expected and the unexpected into personal financial plans – income taxes and personal insurance – part 2
- Consumer credit – common alternatives, characteristics and pitfalls
- Consumer credit – evaluation and common applications
- Personal investment decisions – planning, common investment assets, regulation, information, portfolio construction
- Personal investment decisions – conceptualising risk and return, investing in shares and other selected assets
- Personal investment decisions – assessing and changing your portfolio, behavioural biases and errors
- Alternative and leverages investment – products, risks and pitfalls
No eligibility requirements
No additional requirements
Personal Finance focuses on the idea of personal financial planning as a process; one that evolves over time to improve personal financial outcomes as you progress through different stages in your life.
This course takes a holistic examination of the financial decisions we all face on a daily basis. You’ll explore personal budgeting decisions, income tax obligations, insurance cover, loans and other forms of consumer debt, and investment decisions.
You’ll gain hands-on experience using a set of financial tools that deal with current and future personal cash flows; budgeting, forecasting and planning; borrowing decisions; calculating the effective cost of debt alternatives; and investment and portfolio decisions.
UniSA Online’s 10-week short courses give you the flexibility to upskill in a certain area, stay current with developments in your field, diversify your knowledge, or even explore a new direction in your career – without having to commit to the time and cost of a full university degree.
Delivered 100% online, you’ll be able to study where and when it suits you. Access online academic and student support seven days a week, fit study around work and life commitments, view learning resources 24/7, and log in to the interactive online environment anywhere, any time and on any device.
This is a first-year course from UniSA Online’s Bachelor of Business (Financial Planning) degree.
- Problem Solving Exercise (60%)
- Personal Finance Plan (40%)
Current study term: 19 Sep 21 to 26 Nov 21
Check the learning management system (LMS) of your university for textbook details.