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Subject details

At the completion of this subject you will be able to:

  1. demonstrate an understanding of how investment and portfolio construction is applied to retail investors
  2. demonstrate an understanding of the income and growth characteristics and risk and return characteristics of different investment asset classes
  3. identify and discuss the merits of retail investors investing in direct investments, managed investments and investment platforms
  4. assess a client's risk profile and use this information to recommend appropriate asset allocations and to construct portfolios for retail clients
  5. demonstrate an understanding of the benefits and dangers of gearing as a wealth creation strategy
  6. understand how to administer and review portfolios for retail clients
  7. demonstrate a knowledge of estate planning issues and administration of deceased estates
  8. understand the uses and applications of Powers of Attorney and the parties involved.
    • Investing for individuals
    • Investment assets
    • Managed investments
    • Gearing
    • Asset allocation for individual investors
    • Portfolio strategies
    • Estate planning and administration of estates
    • Administering individual portfolios

  • Study resources

    • Online materials

      • Printable format materials

You are recommended to have completed the following subjects(s) or have equivalent knowledge before starting this subject:

Special requirements

No special requirements

Please note: This subject was previously known as Wealth Creation and Protection.

Build your knowledge of wealth creation for individual investors and estate planning within the financial planning process. You will learn the merits of retail investors investing in direct investments, managed investments and investment platforms. You will be able to assess an individual's risk profile and use this information to make informed recommendations for wealth creation, including the suitability of leveraged investment. Your knowledge will enable you to analyse client situations and to recommend appropriate wealth creation strategies. You will learn how to build, administer and review investment portfolios for retail clients. You will also learn about estate planning issues, the administration of deceased estates and the uses and applications of Powers of Attorney, in the context of identifying estate planning issues as part of the financial planning process.

  • Test (15%)
  • Assignment (40%)
  • Invigilated Exam (45%)

Related degrees

undergraduate RMI-FIN-DEG-2018

Bachelor of Business Financial Planning