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Bank Lending
Undergraduate | CUR-BAN22 | 2020
Course information for 2020 intake
Tally the factors that relate to credit risk assessments and bank lending practices. Explore the main activities of banks whilst getting an overview of their organisational structure. Define risk as it relates to lending and credit culture.
- Study method
- 100% online
- Assessments
- Subject may require attendance
- Entry requirements
- Prior study needed
- Duration
- 13 weeks
HECS-HELP and FEE-HELP available
Bank Lending
About this subject
At the completion of this subject students will be able to:
- apply constructive lending practices with due consideration of the interactive relationship between different banking activities, structures and risks
- apply knowledge of credit risk assessment principles and processes to conduct proficient credit risk assessment
- analyse lending information to detect different credit risk components and to make reasoned judgements appropriate to the circumstances
- integrate the spectrum of knowledge and information to generate constructive lending solutions.
- The role, main activities and organizational structures of banks
- What is risk, the classification of risk, and the management of risk process
- Major bank risks and essential components of credit risk
- Credit culture, strategies and controlling measures
- Loan pricing
- Regular forms of bank finance available to customers
- Different forms of collateral
- Principles and processes of dealing with credit applications
- Consumer credit assessment
- Understanding and interpreting financial statements
- Business credit assessment
- Existing loan account management
This subject was previously known as BAN22 Lending.
This subject addresses the sphere of aspects that are related to the proficient credit risk assessment of consumers and businesses from a banking perspective. The content includes: the role, main activities and organisational structures of banks; essential components of credit risk management and the principles and process of dealing with credit risk assessment.
Please Note: If it’s your first time studying a Curtin University subject you’ll need to complete their compulsory ‘Academic Integrity Program’. It only takes two hours to complete online, and provides you with vital information about studying with Curtin University. The Academic Integrity Program is compulsory, so if it’s not completed your subject grades will be withheld.
Find out more about the Academic Integrity module.
- Mid-study period test —Online (30%)
- Case Study - Assignment based online practical questions (30%)
- Invigilated exam (40%)
For textbook details check your university's handbook, website or learning management system (LMS).
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Entry requirements
Others
You will need knowledge of accounting to work out financial ratios.
Additional requirements
No additional requirements
Study load
- 0.125 EFTSL
- This is in the range of 10 to 12 hours of study each week.
Equivalent full time study load (EFTSL) is one way to calculate your study load. One (1.0) EFTSL is equivalent to a full-time study load for one year.
Find out more information on Commonwealth Loans to understand what this means to your eligibility for financial support.
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